A minimum deposit of $100.00 is required to open a checking account.

standard CHECKING

Free Checking if you maintain a balance of at least $300.00. If the balance drops below $300.00 there is a $6.00 monthly maintenance fee.

SENIOR CITIZENS ACCOUNT

Free checking with no minimum balance requirements to all persons 62 years of age and older.

STUDENT ACCOUNT

Free checking with no minimum balance requirements to all full time students and free ATM transactions at foreign ATMs with a Bank of Jamestown ATM card.

NOTICE REGARDING ATM FEES BY OTHERS - If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.

SUPER NOW ACCOUNT

Earn our current rate of interest with no service charge by maintaining  a balance of $1000.00. If the balance falls below $1000.00 there is a $6.00 monthly maintenance fee. If the account falls below $300.00, the account will cease to earn interest. There are no transaction limitations with this account.

INSURED MONEY MARKET ACCOUNT

Earn our current rate of interest with no service charge by maintaining  a balance of $1000.00. If the balance drops below $1000.00 there is a  $6.00 monthly maintenance fee. If the balance drop below $300.00 interest will not be earned. Transactions are limited to six per monthly statement cycle with no more than six to a third party.

HOMETOWN CHECKING

For only a $6.00 monthly fee for a Hometown Checking account you get unlimited checking with no minimum balance requirement; 2 boxes of personalized checks a year; $10,000 accidental death insurance; no fee when you buy up to three (3) cashiers checks a month; travel discounts; and other benefits too numerous to mention!

HOMETOWN CHECKING FAMILY PLUS

For only a $8.00 monthly fee for a Hometown Checking Family Plus account you get all the benefits of the Hometown Checking account PLUS an RX Advantage Prescription discount card; Eye Care Plan of America to save money when you purchase eyewear; Children's ID Network Safety Service; plus much, much more!

HOMETOWN CHECKING MATURE PLUS

If you're 62 or older, enjoy all the Hometown Checking Family Plus  benefits for only $4.00 per month!

BUSINESS CHECKING

We offer all types of business accounts to fit your needs. Ask anyone on our Checking Account Team for further details.

SWEEP ACCOUNT

Personally designed to meet your business needs. Ask us for details!